Wealth, working together
Your financial life deserves more than a portfolio. Your Everspire advisor brings your professionals together—and turns your financial plan into coordinated action.
Independent thinking.
A shared direction.
Perspective.
Purpose.
People in your corner.
01 / The power of specialization
A planner, an advisor, and an investment manager do different jobs. Great outcomes depend on those jobs working together.
Design the blueprint
Your selected financial planner develops the roadmap: goals, priorities, cash flow, retirement, and the decisions that shape your future.
Bring your existing planner. We welcome the collaboration.
Turn the blueprint into reality
Your fiduciary Everspire advisor leads implementation—bringing the right professionals, accounts, and strategies together around your plan.
One primary relationship. A specialized team behind it.
Put focused expertise to work
Investment managers build and maintain specific portfolios. Your advisor selects and coordinates their roles in the larger plan.
Your advisor keeps each specialist connected to your objectives.
Your CPA + Your attorney + Insurance specialists + The professionals you trust
These roles describe responsibilities; one professional may hold more than one qualification. Tax and legal advice come from your independent tax and legal professionals. Services and responsibilities are established in your agreements.
02 / Value beyond the portfolio
Picking investments is only part of the job. The deeper value is in the decisions you make, the mistakes you avoid, and the time you get back.
Coordinate harvesting, withdrawals, charitable giving, and implementation with your CPA. Evaluate opportunities in the context of your entire household.
Keep the after-tax picture in focus.What you own and where you own it are different decisions. Coordinate taxable, tax-deferred, and Roth accounts around tax efficiency, cash needs, and your time horizon.
Make the accounts work together.Market noise, fear, and excitement can pull a good plan off course. Your advisor helps you pause, examine the tradeoffs, and act with purpose.
Protect the discipline behind your plan.Coordinate account transitions, beneficiaries, distributions, and the investment steps of complex planning strategies—with the right specialist handling each task.
Follow through on the details.Bring questions to one primary advisor who knows the plan and connects the team. Spend less time chasing paperwork and repeating your story.
Get your time and attention back.See the purpose, cost, risks, and liquidity of your investments. Ask better questions, understand your choices, and make informed decisions.
Feel educated and empowered.A broader view of advisor value. Vanguard’s Advisor’s Alpha research identifies tax efficiency, planning, and behavioral coaching as sources of potential value. Kitces catalogs 101 advisor activities beyond portfolio allocation. Neither establishes a guaranteed return or measures Everspire’s results. Explore the research.
03 / A standard you can question
We believe competition benefits clients. Bring your professionals. Ask how an investment was selected. Compare the full cost. Our job is to earn your confidence through clear answers and disciplined decisions.
Everspire advisors act as fiduciaries in their advisory relationships. Recommendations must have a reasonable basis in your best interest.
No requirement to buy proprietary investment products. We evaluate alternatives and explain why a recommended solution belongs in your plan.
Our vendor policy prohibits gifts and recreational entertainment—including vendor-paid ski tickets. Product selection should stand on its merits.
Advisory compensation is fee based. MHL TAMP accepts no product-sponsor revenue sharing or shelf-space payments and shares no investment-selection strategy fees with referring RIAs.
04 / Specialized access. Deliberate choices.
Your advisor can connect you with affiliated investment specialists and professional-channel solutions. Access is the starting point; fit, cost, and liquidity determine the choice.
E6 PORTFOLIOS / AN EVISION AFFILIATE
Build your core with low-cost traditional investments—from ZERO strategies to Dimensional (DFA) allocations and tax-optimized individual securities.
Your advisor helps select the mix, account structure, and level of management that fit your plan. Higher cost or complexity needs a reason.
Explore E6 strategies & feesELIGIBLE ZERO OPTIONS
These describe specific cost layers, not the total cost of advice. Your advisor’s fee, spreads, custody or service costs, and expenses on other holdings may apply. Availability depends on holdings, custodian, and agreement.
E6 PORTFOLIOS / TLO+
E6 offers daily tax-loss-harvesting-optimized individual-security strategies. Its separate TLO+ service coordinates loss harvesting and asset location across eligible, linked E6-managed household accounts.
TLO+ charges 0.20% on the first $5 million of billable household assets and 0% above that—an annualized service-fee ceiling of $10,000. Generally available from $250,000 in eligible linked household assets.
Read the TLO+ supplementThe cap applies only to the optional TLO+ fee. Strategy fees—including daily TLH-optimized strategy fees—and advisor fees remain separate. Tax savings are not guaranteed; wash sales, outside trading, and tax circumstances affect results.
TLO+ ANNUALIZED FEE ILLUSTRATION
$10,000Maximum annualized TLO+ fee
Annualized fee = 0.20% × the lesser of billable assets or $5 million. Illustrations assume constant balances for a full year. Actual fees use average daily billable balances and are charged monthly in arrears.
MHL TAMP / AN EVISION AFFILIATE
Specialized managed accounts can bring together private credit, real estate, infrastructure, private equity, and other alternatives where they fit a client’s circumstances.
Eligible clients may access private offerings distributed through licensed professionals, plus selected tax-oriented opportunities evaluated with their tax and legal advisors.
A managed account can avoid an additional fund-of-funds wrapper. MHL TAMP does not charge a performance fee; underlying funds may still charge management fees, incentive allocations, and other expenses.
Review MHL TAMP’s approachCOST DISCIPLINE AT EVERY LAYER
0.18–0.68%Annual MHL TAMP strategy fee,
depending on strategy and eligibility
Advisor, administration, and underlying investment costs are additional. Private investments can be speculative, illiquid, and subject to gates, uncertain valuations, and total loss. Eligibility requirements and minimums apply.
MHL TAMP + M. H. LEBLANG INSURANCE SERVICES
Advisory multi-year guaranteed annuity (MYGA) strategies can ladder fixed-rate contracts across maturity dates and help coordinate future cash needs.
These advisory versions have no sales commission. Your advisor compares available insurer rates, contract terms, liquidity, and the effect of ongoing fees. Tax deferral can be relevant in nonqualified accounts.
Understand the annuity tradeoffsA LADDER BUILT AROUND YOUR NEEDS
Compare the net result.
Rate − advisory costs = a clearer comparison.
Guarantees depend on the issuing insurer’s claims-paying ability; they are not FDIC insured. Surrender charges, market-value adjustments, and tax penalties may apply. Qualified accounts gain no additional tax deferral. Commission-based alternatives can sometimes provide better net terms. Ladder shown is conceptual, not a product quote.
E6 Portfolios and MHL TAMP are affiliated with Aegis within the eVision group. Affiliates can earn separate fees, creating an incentive to recommend affiliated services. Compare the complete cost and available alternatives. See services, risks, and conflicts.
05 / Clarity before commitment
Your advisor should explain their work, each investment manager’s role, and every layer of cost. Ask for a written estimate covering advice, investment management, administration, and underlying investments.
Read the advisory fee scheduleAegis’s published standard annual advisory rates range from 1.00% to 0.02%, depending on the applicable household tier. Your written agreement governs the actual rate and billing method; affiliated manager and product fees may be additional.
MAKE EXCLUSIONS EXPLICIT
Review these categories with your advisor and document the treatment in your agreement:
Exclusions differ by provider, program, and agreement; they are not universal waivers of all fees. E6 lists 0% strategy fees for ZERO, 529, special-needs, and cash strategies. MHL TAMP excludes commissioned holdings from its strategy-fee base. An advisor’s separate fee requires its own review.
06 / Your financial life, in focus
The same investments can answer different questions. Your advisor helps organize your view around purpose, investment factors, and access to your money.
ObjectivesWhat is this money meant to do?
Investment factorsWhere are my exposures?
LiquidityWhen could I access my money?
Household investments
$2,000,000.00Start with purpose. Then evaluate the investments that support it.
Illustrative equity exposure · Morningstar-style organization
By region
See concentration, diversification, and the factors behind your portfolio.
Redemption terms and gates matter. Reserve liquid assets for near-term needs.
Illustrative organization with hypothetical balances; this is a concept preview, not a live account or current portal screenshot. Reports and available views vary by account and provider. Morningstar does not sponsor or endorse this illustration.
Complimentary tools / A clearer starting point
Explore your comfort with investment risk or upload a statement for a free portfolio review. Bring what you learn into a conversation with your Everspire advisor.
Answer the questionnaire to help clarify your investing preferences and guide a more focused discussion about your plan.
Upload an investment statement to start your free portfolio review. Use the findings as a starting point for questions about how your investments fit your goals.
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A risk score or statement scan is a starting point. Your advisor also considers your goals, time horizon, liquidity needs, and ability to bear losses before recommending an approach.
07 / From a plan to a working relationship
A stronger financial relationship starts with a shared understanding of your goals, your team, and the work ahead.
Share your plan, priorities, existing accounts, and the professionals you want involved.
Clarify responsibilities, strategy choices, risks, liquidity, and the complete cost in writing.
Coordinate the details, revisit your progress, and adjust together as your life changes.
Your next chapter starts with a conversation
Tell us what you’re working toward—and what you need your financial team to do better.
Start a conversation (801) 545-87066900 South 900 East, Suite 200
Midvale, Utah 84047